There are a number of products on the market and it is important that you find a solution that best suits your needs and serviceability.
A home buyer can obtain financing (a loan) either to purchase or secure against the property from a financial institution via a mortgage broker (that’s what we do!). Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a mortgage broking professional to determine the loan that is right for you.
Investment Loans Investment loans are structured in a specific way that allows you to make the most of your assets! An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.
Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.
The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.
Starting to look for your new car can be made easy with a Pre-Approved Loan from Top End Regional Finance brokers. Take advantage of experience, knowledge and access to a range of different Finance Lenders. When you’re ready to buy your new car make sure your options are not limited. We offer loans for personal and business car loans on the fly. We accept applications for dealership cars, private sales and even applications for interstate auctions.
Ready to tackle what Australia has to offer and need to finance it? We offer a great range of products to finance some outdoor fun. Enjoy a bit of skiing or fishing? For some of us this is called boating due to lack of fish. Need that quad, buggy or that caravan for your trip around Australia? We are here to help you achieve that dream!
We also specialise in helping you secure your loan and financial freedom by offering risk and life insurance. Through our valued partnership arrangement with an insurance brokerage firm About risk we are able to offer our clients a range of different insurance opportunities. This service offers free consultation and even if you are happy with your current insurer for your home, business or any other insurance requirement, call the office for a second opinion on price and cover.
We have the solution for you with our panel of finance lenders and banks. Quick and easy as your time is money, we can come to you with our Mobile Lenders as we are just a phone call away. Whether you are a new business needing a vehicle with no financials or need the extra equipment to get the job done, give us a call today to discuss your options.