New & used car financing in Darwin 

Pre-Approved Loans

Purchasing a new or used car can be expensive – especially if you weren’t planning on doing so! Many people have to replace vehicles all of a sudden and this can come at the most inopportune moments. Top End Regional Finance takes the hassle out of the situation and will give you access to the best loans for your circumstances. 

With pre-approved loans available, our team will walk you through your financing options and give you in-depth advice on how to proceed. Instead of purchasing a cheaper car that could cost you more in future repairs and breakdowns, our financing gives you access to better, more reliable vehicles—without having to wait! 

Through financing, you have the advantage of spreading the cost over a longer period, with fixed monthly payments that also improve your credit score. Haydon and the team will advise you on the best financing for your situation—finding a low-risk, happy medium that you feel comfortable proceeding with. 

We recommend first speaking with our team before visiting a dealership. This gives you the advantage of knowing how much you can spend, the best interest rate you can get and roughly how much your repayments will be. Dealerships also often try to sell you add-on insurance, which is rarely good value for money. 

Top End Regional Finance has knowledge and access to a range of different lenders that are tried and tested. By consulting first with our professional team, you get access to a wealth of experience and information, so you can search for a car with complete knowledge of what you’re doing. 

Application fees, loan terms, interest rates, comparison rates – Haydon and the team will explain everything as clearly as possible, so you understand all associated costs. Once you’ve chosen your financing options, you can then visit dealerships ready to make an informed choice.

Fixed or Variable Interest Rates

Not sure whether you want a standard variable or fixed rate loan? At Top End Regional Finance, we offer both! Our skilled team will explain the difference, including all associated advantages and disadvantages. In short, a fixed rate loan has no risk of increased repayments, while variable rate loans are flexible and available with a range of features.

You can take advantage of our experience, knowledge and access to state and national lenders. We offer loans for both personal and business vehicles, with applications available for dealership cars, private sales and interstate auctions. At Top End Regional Finance, our goal is to give you as wide a range of options as possible. 

Other Loans

Top End Regional Finance doesn’t just offer car loans! We provide financing for motorcycles, ATVs, caravans, boats and jet skis, as well as personal and business loans. So, whether you simply want to get from A to B, explore the red dirt of Australia’s outback or sail off into the open ocean – our team has the answers you need. 

We take pride in giving clients access to professional, honest and carefully considered advice. If we believe you need to first save more money and eliminate debt, we will tell you. In short, you can trust our team to provide straight answers when you need them.

Book an appointment for car financing in Darwin today.